With Biz Payment HQ Your business can receive unlimited credit card processing for just

$60 a month

Offer cash discounts and eliminate processing fees—schedule a call to see how Dual Pricing can boost your bottom line.

What is Dual Pricing?

Dual Pricing is a pricing model where merchants display two prices: a lower cash price and a higher credit card price that includes processing fees. Unlike surcharging (adding a fee at checkout), Dual Pricing is proactive—customers see both options upfront, making it transparent and compliant with card network rules when implemented correctly. It’s particularly effective for businesses with high credit card transaction volumes, like retail or manufacturing, where savings can add up quickly. The key is assessing customer payment habits: if many prefer cash or ACH, Dual Pricing can reduce overhead without alienating card users.

How Dual Pricing Works for You?

Dual pricing allows businesses to display two prices at checkout: a lower cash price and a standard card price. Customers can then choose their preferred payment method—paying with cash to save money or using a card, which includes processing fees. This transparent approach ensures compliance with regulations while giving customers flexibility. As a business, you reduce processing costs without raising overall prices, keeping your pricing competitive and customer-friendly.

Trusted by Businesses Like Yours

REAL RESULTS

(DANCE STUDIO)

Key Problems:

Outdated Point Of Sale software and spending 3.6% of companies annual gross income one CC fees. (On average paying $21,800 annually in CC Fees)

Action:

Biz Payment HQ provided a new merchant account with Dual Pricing. Biz Payment HQ integrated the merchant account into a new software to manage clients, schedules, staff, and take payments.

Results:

Biz Payment HQ saved the Dance Studio 100% of their credit card processing fees. Went from $1,816 in monthly CC Fees to $0. Allowing the Dance Studio to save on average $21,800 every year.

REAL RESULTS

(Accounting Firm/CPA)

Key Problems:

Old credit card terminal (nearly outdated) No software solutions to improve in-house process. Average processing rate of 3.1% on companies gross income. (On average paying $24,180 annually in CC Fees)

Action:

Biz Payment HQ provided a new modern credit card terminal for free. Added simple POS software company time managing accounts and improving records. Then created a merchant account with Dual Pricing, and had it programed into all the new features.

Results:

Biz Payment HQ saved the Accounting Firm 100% of their credit card processing fees. Went from $2,015 in monthly CC Fees to $0. Allowing the Dance Studio to save on average $24,180 year after year.

Getting Started is as Easy as 1-2-3 !

Step 1: Apply Online – Quick approval process with 99% success rate.

Step 2: Get Integrated – Set up is a breeze with us.

Step 3: Start Accepting Payments – Fast, secure, and hassle-free transactions.

Why Choose Dual Pricing?

Cut Costs

Avoid high credit card fees by encouraging cash payments.

Transparency

Customers see exactly what they pay—hidden surcharges.

Flexibility

Tailor pricing to your business needs and customer preferences.

Boost Profits

Keep more of every sale with a strategy that works for you.

Ready to Save on Credit Card Processing?

Talk to an expert today and discover how Dual Pricing fits your business

STILL NOT SURE?

Common Questions About Dual Pricing

Question 1: Is Dual Pricing legal?

Yes, dual pricing is legal in all U.S. states.

Question 2: Will Dual Pricing Upset My Customers?

Most customers are already familiar with cash discounting or credit card surcharges—especially in service based, restaurant, and retail industries.

Question 3: How Does Dual Pricing Affect My Bottom Line?

Dual pricing can eliminate or significantly reduce your credit card processing fees, allowing you to keep more of your revenue. It’s common for our clients to save between 95% to 100% of their CC fees.

Question 4: What’s the Difference Between Dual Pricing and Surcharging?

• Dual Pricing shows two prices (cash vs. card), and the customer chooses.

• Surcharging adds a fee on top of the posted price only when paying by card.

Question 5: What Do I Need to Implement Dual Pricing Properly?

You’ll need is:
A POS or terminal system programmed of handling dual pricing logic. A payment processor (like Biz Payment HQ) who specializes in setting up compliant programs and supports you through the transition