At Biz Payment HQ, accessible via https://www.bizpaymenthq.com/, we prioritize safeguarding the personal and business information of our clients. This Privacy Policy details how we collect, utilize, protect, and share information when you engage with our payment processing platform, website, or mobile app (collectively, the "Services"). By using our Services, you agree to the practices described herein.

For inquiries or additional details about this Privacy Policy, reach out to us at [email protected].

Website and App Activity Logs

Biz Payment HQ employs activity logs to monitor interactions with our Services. These logs capture data such as IP addresses, browser types, Internet Service Providers (ISPs), timestamps, entry/exit pages, and interaction metrics. This information is not tied to personally identifiable data and is used to analyze usage patterns, manage our platform, monitor user navigation, and collect demographic data to enhance our Services.

Cookies and Tracking Technologies

We utilize cookies and similar tools to improve your experience on our Services. Cookies store user preferences and track engagement with our platform’s features, enabling us to customize content based on your device or browser. They also aid in securing transactions and preventing fraud.

You may adjust cookie settings through your browser, though essential cookies required for our Services’ functionality cannot be disabled. Refer to your browser’s help resources for guidance on managing cookies.

Third-Party Privacy Practices

This Privacy Policy does not extend to third-party advertisers, payment networks, or external websites linked from our Services. These entities may use cookies, JavaScript, or web beacons to collect data like IP addresses for analytics or tailored ads. We lack control over their cookies and advise reviewing their privacy policies for information on their practices and opt-out options.

Types of Information Collected

To deliver secure payment processing, we collect the following data:

Business and Personal Details

Account Data: Business name, contact person’s name, email, phone number, and business address provided during registration.

Financial Information: Bank account or credit/debit card details necessary for transaction processing.

Verification Data: Business licenses, tax IDs, or government-issued identification to comply with anti-money laundering (AML) and know-your-customer (KYC) regulations.

Transaction Details: Records of payments, including amounts, dates, and recipient details.

Platform Usage Data:
1. Device information, such as IP address, browser, and operating system, collected during access to our Services.

2. Interaction metrics, including pages viewed, features accessed, and session duration.

Third-Party Connections

If you integrate third-party tools (e.g., accounting platforms like QuickBooks), we may access related data, such as account details or transaction histories, to streamline payment processes. For instance, linking a business account enables tailored payment workflows.

How We Use Collected Information

We use your information to:

1. Facilitate secure and efficient payment transactions for your business.

2. Verify identities to meet regulatory compliance requirements.

3. Offer customer support and address your inquiries.

4. Analyze platform usage to enhance functionality and user experience.

5. Identify and mitigate fraud, security risks, or unauthorized activities.

6. Deliver transactional notifications, account updates, or, with your permission, promotional messages.

Information Sharing

We may share your data in these scenarios:

Service Providers: We engage trusted third parties, like payment processors or security services, bound by strict confidentiality agreements.

Transaction Partners: Payment details are shared with banks or recipients to complete transactions.

Legal Obligations: We may disclose data to comply with laws, regulations, or legal requests, such as court orders or audits.

Business Transitions: Your data may be transferred during mergers, acquisitions, or asset sales.

With Consent: We share information for other purposes if you explicitly agree.

We do not sell your business or personal data to third parties for marketing purposes.

Data Protection Measures

We implement robust security protocols, including encryption, secure socket layer (SSL) technology, and restricted access controls, to safeguard your information. However, no digital platform is fully secure, and we cannot guarantee complete protection against breaches.

Children’s Privacy

Our Services are intended for business users and not for individuals under 18. We do not knowingly collect data from children under 13. If we discover such data, we will promptly delete it. Contact us at [email protected] if you suspect we have collected information from a child under 13.

Your Data Rights

Subject to applicable laws, you may:

Access: Request a copy of your stored personal or business data.

Correct: Update inaccurate or incomplete information.

Delete: Request removal of your data, subject to legal retention requirements (e.g., transaction records for compliance).

Opt-Out: Unsubscribe from marketing emails via links in communications or by contacting us.

Portability: Obtain your data in a machine-readable format.

To exercise these rights, email [email protected]. We may verify your identity before processing requests.

Data Retention Policy

We retain your data only as long as needed to fulfill the purposes in this Privacy Policy or meet legal requirements. For instance, transaction records may be kept for up to seven years to comply with tax and regulatory obligations.

Cross-Border Data Transfers

As a global service, Biz Payment HQ may transfer and process your data in countries outside your own, including the United States. We ensure compliance with data protection laws through measures like Standard Contractual Clauses.

Third-Party Account Integrations

Connecting third-party accounts (e.g., payment or accounting platforms) allows us to access data like account names or transaction records to enhance payment processing. You can disconnect these accounts via your settings, halting further data collection from those sources. Your data is securely stored and not shared with third parties without your consent, except as legally required.

Scope of This Policy

This Privacy Policy applies solely to data collected through our Services. It does not cover offline data collection or interactions via other channels not operated by Biz Payment HQ.

Consent to Policy

By using our Services, you agree to the collection, use, and sharing of your information as outlined in this Privacy Policy and our Terms of Service.

Contact Information

For questions about this Privacy Policy or our data practices, please contact:

Email: [email protected]
Address: Biz Payment HQ, Spanish Fork, Utah, USA